Before the Affordable Care Act, healthcare premiums were too expensive for many families to afford, particularly music industry families. If you could afford it, insurance companies would deny coverage to anyone who had a preexisting medical condition, making it near impossible to get coverage if you weren't 100% healthy. The Affordable Care Act has changed all of that. Now, by law, healthcare has become much more affordable and universally available. You don't need a high income or perfect health to get insured.
Beginning Oct. 1, 2013, the Health Insurance Marketplace gave uninsured U.S. citizens, or those who have purchased their own coverage, a new way to shop for coverage. MusiCares is working with the Department of Health and Human Services and several other community partners, including the Actors Fund of America and the Music Health Alliance, to provide accurate and up-to-date information to our clients and members about how the Health Insurance Marketplace works and how to sign up for coverage. We have been and will continue to offer various clinics and workshops across the country to connect music people with accurate information and the ability to sign up for coverage.